75 full-time employees - No HR administrator [IN]

I'll make this as brief as possible. I work for a beverage wholesaler. We have 75 full-time employees and 5-10 part-time employees spread throughout the northern half of our state (many live where they work). I was hired as the Controller/CFO in 2013 and only have a finance/accounting background. We've grown by roughly 20 full time employees since I started. I'm tasked with all finance-related duties but also all HR/benefits administrative duties (onboarding/offboarding, insurance/401k enrollment, payroll, workers comp, COBRA, FMLA, PTO tracking, etc.).

While I do feel like my organizational skills are top notch and can mostly manage it myself, certain times of the year (like now) are dreadful. Switching insurance carriers on 1/1/27 and going through that transition while looking at year-end financial responsibilities is daunting at times.

My question in this is if it's normal for a company with 75 full-time employees and 85 total employees to have no FT or even PT HR generalist position. We do partner with an insurance broker that helps with insurance renewals and legal issues. if/when they come up, but that's not often. Sometimes I get worried that I'll miss something big because I "only know what I know" when it comes to HR. I've learned it all over the years through experience.

Author: jkp062814